Our Companies
Across the Caribbean and North America


U.S. Virgin Islands / Puerto Rico / British Virgin Islands / Anguilla / Turks & Caicos / Illinois / Arizona

In December 1998, Lockhart purchased the outstanding shares of stock of Guardian Insurance Company, Inc. and Heritage Insurance Limited. Guardian, which was established in 1984, is a U.S. Virgin Islands corporation and one of the oldest existing insurance companies in the territory. Heritage, domiciled in the British Virgin Islands, was founded in 1992 and is authorized to do business in the British Virgin Islands, Anguilla and Turks and Caicos Islands.


U.S. Virgin Islands
St. Thomas & St. Croix

Lockhart Realty Incorporated is the largest owner of shopping centers in the U.S. Virgin Islands and one of the largest owners of undeveloped land on the island of St. Thomas. The Company owns, operates and develops shopping centers and other commercial real estate, primarily on the island of St. Thomas.


U.S. Virgin Islands / St. Lucia / Antigua / British Virgin Islands / Turks & Caicos

PFC, based in St. Croix, is engaged in the business of financing insurance premiums incurred by individuals and small companies seeking to insure primarily automobiles, personal residences, commercial buildings, pleasure boats and small airplanes, as well as premiums for builder's risk or liability coverage.

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Contact Us

Physical Address

Fort Mylner Commercial Center
Parcel 10-2 Remainder
Estate Charlotte Amalie, Unit #6
St. Thomas, VI 00802

Mailing Address

P.O. Box 7020
St. Thomas VI 00801


Office 340.776.1900
Fax 340.776.1940
[email protected]
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